Remortgage

Remortgaging* is simply moving from your current mortgage on your existing property to another, whether with the same or a different lender.

The Remortgage process is similar to the original process you undertook when completing your original mortgage application. We can help cut through all the noise associated with the remortgaging process and oversee the entire journey for you. Contact us to arrange an obligation free appointment to discuss your remortgaging options at a time that suits you.

Reaching the end of your fixed-term mortgage with Smart Mortgage is a pivotal moment in your financial journey.

As you approach the conclusion of your term, it's essential to consider your options carefully—whether to remortgage, switch to a variable rate, or pay off your mortgage entirely.

Our expert advisers at Smart Mortgage are here to guide you through this transition, ensuring you make informed decisions that align with your financial goals and secure your future.

* You may have to pay an early repayment charge to your existing lender if you remortgage. 

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.